Can You Relate?

Money insecurity is more than simply wondering if there's enough money in the bank. We face a wide variety of financial-related questions every day.

Should I: 

•     quit my job because I earn less than I need (or want, or should)?

•     try again to create and maintain a budget?

•     stop worrying so much about money?

•     find a second job?

•     buy or lease my vehicle?

•     work for myself? My job is...

•     learn how to invest?

•     know what money I really waste?

•     plan better for my retirement?

•     believe that someday I really will be able to retire?

•     find out what makes me so awful with money?

•     learn how to stop blaming others for my money problems?

These are a sampling of practical money issues - the type that can be resolved once we have (1) uncovered why your negative behavioral patterns exist and (2) discovered how to foster more positive behaviors.

Ask Yourself These Questions

When thinking about hiring a money coach, you’ll want to make sure you are open to the process.

Ask yourself these questions:

• Am I willing to open the door to new financial opportunities and to an enlightened way of viewing money?

• Am I looking for sustainable positive changes in my life, rather than a fleeting solution to an issue?

• Have I sabotaged myself on the journey to becoming at peace with money? (Most of us have.)

• Am I willing to "open up" so that I can grow in my pursuit of becoming my own money manager?

• Am I prepared to allow money to be my trusted partner, not my enemy?

• Am I okay forming new paradigms? Creating different models? Establishing new boundaries? All in an effort to promote financial strength?

• Am I willing to divorce myself from some of my long-standing behaviors - conscious and unconscious?

• Do I see myself as a future "hall of famer" in my relationship with money? Am I ready to leave the past behind in favor of a bright financial future?

If you answered yes to many of these questions, you are a model candidate for money coaching.

It would be my pleasure to serve as your money coach.

Get On Board For Autism

Money Coaching Solutions supports Get On Board skateboarding by donating to it 10% of all coaching proceeds. Get On Board, through its skateboarding activities and events, supports autistic youngsters over a broad geographic area.  Take a look at this one event and maybe you too will become a supporter.  Kids, parents, and others love the mission and passion of Get On Board, and we at Money Coaching Solutions want their work to continue for a long time.

Smart Saving

Isn’t it interesting that so many people say they cannot afford to save?  And yet there are others who believe we can’t afford not to save.  The former earn an income, pay their bills, and spend the rest.  The latter earn an income, save about 10%, pay their bills, and spend the rest.  Big deal or little deal?

Well, if we live a long life, that 10% of income saved will come in handy later on.  If we live only for today and not be concerned about tomorrow, then in retirement we may be living a lifestyle not really in accordance with our expectations.  So, all we need to do to enhance our retirement years is to set aside some of today’s income.

We do this by “paying ourselves first.”  Each payday we save or invest a percentage of our income before we pay bills and before we spend any of it.  We want to think long-term.  Then we can apportion the rest of the money as necessary and as desired.

Can we all do this?  Almost all of us can if we simply have a mindset that we earn a bit less than we really do. While earning $1,000 per week, assume that you earn $900.  With that mindset you will budget according to your earnings of $900 per week.  In no time you will realize that your life hasn’t really changed, based on your new income level.  

Give it a try.